Privacy Policy
At Jola, your trust is our primary currency. We believe in complete transparency regarding how your personal information and financial metrics are handled.
The short version: We never sell your data, and we use bank-grade encryption to protect your financial details.
Data we collect
We practice strict data minimization. We only collect the verifiable pieces of information mandated by Central Bank of Nigeria (CBN) and Nigeria Data Protection Regulation (NDPR) requirements, strictly necessary to calculate your daily earned wages and automate scheduled disbursements.
Identity & BVN Verification
Used solely to validate your legal identity against national registers without storing unauthorized biometric records.
Employer Payroll Integration
Real-time attendance, shifts worked, and earned accrued wages synced automatically to update your accessible balance daily.
Settlement Account Metadata
Designated commercial bank account numbers used strictly for executing direct-to-bank wage deposits.
How we safeguard your funds & identity
Security is built natively into our architectural substrate. All operational data flows across 256-bit AES cryptographic protocols with end-to-end transport layer security (TLS 1.3).
256-Bit AES
Military-grade cryptographic protocols protect data in transit and cold storage.
Biometric Access
Device-bound authentication ensures only you authorize withdrawal streams.
NDIC-Insured Custody
All liquid custodial balances reside within tier-1 CBN-licensed commercial partners.
Third-party disclosure & your rights
We maintain an uncompromising stance: we do not monetize, rent, or sell your personal or financial data to advertisers or third-party marketing brokers. Information is routed exclusively through infrastructure providers necessary for processing disbursements and regulatory reporting.
Your Inalienable Rights
Under the NDPR framework, you retain full operational autonomy over your records:
Export all ledger and transaction logs in standardized formats.
Purge non-statutory records upon closing your account.
Direct all inquiries to our Data Protection Officer. dpo@jola.ng